Grandmother evicted from home
posted by Bob at Wednesday, April 06, 2011
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Wednesday, April 06, 2011
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12 Comments:
Where did this happen? And when?
It was Rochester, New York and here is the rest of the story:
A spokeswoman for Fannie Mae in Washington paints a much different picture. She says, according to Bank of America which owns Countrywide, Lennox claimed recently she didn't know who to send the payments to, and in fact made no payments for two years. There is no record of payments since 2008.
The spokeswoman said the bank reached out to Lennox and tried to work with her, and even offered to rent the house to her.
The advocacy group had contacted Louise Slaughter last week. Slaughter's office contacted Fannie Mae on Lennon's behalf but it was apparently too late.
City Councilman Dana Miller, who lives on the next block, says he was troubled by the large police presence. But he said a marshall tried to serve the eviction papers a couple weeks ago and was met by a large group of protesters. Miller says the protesters yelled insults at the Marshall, who asked for police assistance today.
The family is now relying on emergency housing from the county department of social services.
-snip-
So after no payments since 2008 she lost the house...
JMONTOMEPPOF
Chuck Repke
Yeah, I thought there was a little more to the story. The excuse that she didn't know where to mail the payments doesn't fly, because the lender would have sent an abundance of correspondence to the home, before proceeding with a foreclosure. All she had to do is open the mail and send a check each month. The only time mortgage servicers quit accepting payments is when the property goes in to foreclosure. She could have asked for a loan modification and she could have assumed the mortgage, too. Most people who go in to foreclosure in New York can live there for 2 years before the lender forecloses and evicts them from the property. It looks to me like this woman was just trying to get a free ride. Meanwhile, the lender is out a lot of money. Not just for the bad loan. But, they would have paid all of the property taxes (which are ridiculously high in New York) and homeowners insurance, on top of all of the inspection and attorney fees. I really hate it when people play games like this because it takes valuable resources away from the homeowners who have legitimate hardships and are doing everything that they can do to work with the lender and save their home from foreclosure. Belive me, the lender/investor really did not want to take her home. She just didn't want to do what it took to keep it!
Typical also in Minnesota
http://www.review-news.com/SiteImages/FileGallery/Ramsey_Co_Tax_03-16-11Sec_572.pdf
MN279 Tax Forfeited Propertys Ramsey Co. Contract with LillyNews
does NOT state the Property Address, just the name,ID Taxes
Chuck Thanks 4 your research, perhaps you may straighten out Ramsey County's "Published" alleged Tax Delinquent Triggering EVICTIONS
It would be pretty rare where a tax eviction would stimulate an eviction. In today's world the mortgage company would find you in violation of the conditions of the mortgage and forclose on you long before the county would evict you for tax evation.
There are very few people without a mortgage behind on their taxes.
Most of the properties the county picks up on not paying their taxes are bank owned that they have just let go.
JMONTOMEPPOF
Chuck Repke
Chuck your so very WRONG Sharons Home on Summit was paid for, the City and County kept taking our HS Credit check the Tax Delinquent re: George Latimer?
www.sicko-citystpaul.blogspot.com
Sorry typo
Sorry, Sharon I was saying currently this is not occuring.
It would be hard to find someone who had their mortgage paid up that lost their house to taxes in a long time.
JMONTOMEPPOF
Chuck Repke
Chuck your buddy Thune re: Statute is dispicable http://spcf.onlinegroups.net/groups/saint-paul-community-forum/messages/topic/4FPZ4pywHLuvfoSzlWeaqL
Sharon - you can't build anything on the edge of the bluff. You haven't been able to for at least twenty years.
Do you know we just had a rock slide on the West Side crash through the roof of a building?
http://www.breadcoffeecake.com/
There is a reason why cities pass laws...
I know that every time something has something to do with Jesus we are suppose to pretend that we don't have laws and look the other way, but this guy built a seventeen foot statue on the edge of the bluff without a building permit... and now it is the city council's fault that he has to follow the law.
JMONTOMEPPOF
Chuck Repke
You are so predictable Chuck. Did you ever consider the fact that maybe God is mad about the statute having to be moved so he sent the boulder into the bakery to send a message to the city? If you keep talking down to Sharon God may get mad at you and move Sharon in across the street from you and that scare crow you are dating.
Chuck Congratulations on your marriage to Gloria City Agenda today ie: Tax Forfeit Propertys Sharon Anderson
City of Saint Paul - File #: RES 11-709
stpaul.legistar.com
Title: Authorizing the withholding of tax-forfeit parcels from public sale for six months.
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